3304 Terra Cotta Dr, PANAMA CITY BEACH

$1,395,000

4 Beds
4 Baths
3,622 Sqft
.2 Acres
2 Garages

The Mediterranean meets Miami modern in this luxury coastal hideaway backing onto a peaceful natural pond. This unusual property stands out from the crowd in Finisterre, an exclusive gated waterfront low-density neighborhood. It's a sought-after community for boaters with a community boat dock and leased private boat slips on St. Andrews Bay on the South Lagoon. This custom home is in a quiet cul-de-sac location. A sweeping paved driveway leads to a beautiful entryway with Bevolo gas lanterns and a custom-built front door where, upon entry, you will find a sleek modernist interior with 10' ceilings and dark wood floors lit by multiple tall windows, bringing a natural light setting. The gas-vented ribbon burner wall fireplace, with a 70'' TV screen above, adds a rosy glow tothe sitting area, providing plenty of heat in winter months. The avant-garde kitchen has a large island that doubles as a trendy bar at cocktail hour. Color-changing under-cabinet LED lighting adds an eye-catching glow to the iridescent tile backsplash. Pendular designer lighting completes the stylish image. Stainless steel appliances and gleaming black quartz countertops add a practical element. A bonus is the chilled wine refrigerator in the customized walk-in pantry. Dine and entertain beneath another distinctive lighting fixture in the open dining room, enjoying the timeless scenes of nature through the multi-aspect windows. The first-floor master suite with 12' ceilings continues the understated vogue. It boasts an accent wall in the bedroom with abundant natural light. Entering the ensuite bath, shiny chrome fixtures on oversized gray tile walls and trendy designer lighting add an element of style while a walkthrough stand-alone double shower tucked behind the customized oval tub completes the spa-like appeal. A customized walk-in closet doubles as a dressing room with abundant built-in storage. Just off the master suite, living room, and dining area is the covered porch boasting a gas firepit, creating a tranquil outdoor lounge area for entertaining guests or viewing birds and wildlife on the pond. Head up the dark wood staircase to the large media/game room on the landing, where you are greeted with more windows and natural lighting and a great space for relaxing, playing, or entertaining. The built-in wet bar with sink, mini fridge, ice maker and snooker table enhance this fun space. Three more bedrooms, all with walk-in closets surround this space. One bedroom with an ensuite bath is currently being used as an office. The other two bedrooms have a jack-n-jill bath with dual private vanities. An oversized two-car garage with built-in bench and tool wall with a pull-down staircase and generous shelved storage completes the home. Offering security and privacy, this luxury waterfront gated community provides access by boat to beautiful Shell Island and St. Andrews State Park. Sports amenities include pickleball, tennis and basketball courts. Despite the sense of seclusion, the home is within walking distance to the Lighthouse Marina and several popular restaurants, including Captain Anderson's and The Grand Marlin. Treasure Island and Pirate's Cove Marinas are a short drive away, along with public beaches, shops, and grocery stores. A custom specifications list is available upon request as there are too many to add. A few include 2x6 exterior wood framed walls with all thread hold down system for maximum strength, sand finish white stucco, 12'' baseboards with décor screwless receptacles throughout, 8' solid core modern interior doors, Rinnai tankless gas water heater, built-in whole house audio system, Ring doorbell, impact dual-pane low-E glass windows, manual generator transfer switch setup at interior, 40 circuit panel in garage with 50 amp generator inlet at side yard. Sprinkler system, custom landscaping, zoysia sod and large palms. Mounted TVs convey with sale. Buyer to verify all data and dimensions. Seller is offering OWNER FINANCING up to 75% at 6% interest with 3 year balloon with acceptable offer.

Essential Information
MLS® #954125
Price$1,395,000
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage3,622
Acres0.20
Year Built2020
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
WaterfrontPond
WaterviewPond
Last Taxes6928.00
Last Tax Year2023
Community Information
Address3304 Terra Cotta Dr
AreaBay County
SubdivisionFINISTERRE S/D
CityPANAMA CITY BEACH
CountyBAY
StateFL
Zip Code32408
Amenities
Parking Spaces2
# of Garages2
Is WaterfrontYes
WaterfrontPond
PoolCommunity, Private
Amenities

Dock, Pets Allowed, Playground, No Short Term Rental, Fishing, Gated Community, Tennis, Waterfront, Pickle Ball

Utilities

Electric Available, Gas - Natural, Public Sewer Available, Public Water Available, TV Cable Available, Underground, Phone Available

Parking

Garage: Attached, Oversized, See Remarks

Interior
HeatingHeat: Central Electric
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Ceiling Raised, Floor Hardwood, Floor Tile, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Fireplace Gas, Furnished - None, Pull Down Stairs, Shelving, Wet Bar

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/Ice Maker, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Ice Machine, Oven Double, Wine Refrigerator

Cooling

Ceiling Fans, A/C: High Efficiency

Exterior
ExteriorSiding Stucco
Exterior Features

Balcony, Sprinkler System, Fireplace

Lot Description

Covenants, Restrictions, Within 1/2 Mile Of Water, Cul-De-Sac, See Remarks

Windows

Double Paned Windows, Storm Windows

School Information
ElementaryPATRONIS
MiddleSurfside
HighARNOLD
Additional Information
Days on Website17
ZoningResidential Single Family
HOA Fees2034.81
HOA Fees Freq.Annually
Listing Details
Contact Infodana@scenisir.com
Property History
Price Reduced from $1,500,000 to $1,395,000
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DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing Courtesy Of Scenic Sotheby's International Realty. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2024, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on July 25th, 2024 at 6:00pm CDT.

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